Income replacement due to illness or injury

For most, work is the foundation upon which a sense of financial stability and wellness is built, but what happens when an illness or injury derails one’s ability to work?

Wellfleet Workplace’s Short Term Disability Income Insurance provides employees with income replacement for a set period of time when they are unable to work due to an illness, injury or pregnancy.

Whether it’s a few weeks or months, our product provides employees with an added layer of financial support when they are unable to work.

Protect your income

Being out of work for an extended period of time can have a domino effect on your ability to pay bills, take care of yourself and your family, and keep your morale up. Short Term Disability coverage can help provide financial protection by replacing a portion of your income while you’re out of work due to injury, illness or pregnancy. 

Focus on healing

Short Term Disability coverage is more than income replacement. It’s peace of mind, so that you can focus on healing.

Did you know?

1 in 4

of today’s 20-year-olds can expect to be out of work for at least a year because of a disabling condition before they reach normal retirement age.1

1 Social Security Administration, Disability and Death Probability Tables for Insured Workers Born in 1997, Table A. (October 2017.) Retrieved from

66.5% of bankruptcies

are related to medical issues, either because of expensive medical bills or time away from work.3

3 Himmelstein, Robert; Lawless, Deborah Thorne; Foohey, Pamela; Woolhandler, Steffie. (March 1, 2019.) “Medical Bankruptcy: Still Common Despite the Affordable Care Act”, American Journal of Public Health 109, no. 3.

Contact Us

Coverage through Wellfleet Workplace is flexible, affordable and easy to use. Whether you’re an employee exploring coverage available through your workplace, an employer in search of ways to enhance your current benefits offerings, or an advisor interested in selling innovative and high-quality workplace benefits solutions, we want to hear from you.  

1500 Main Street, Suite 1000, Springfield, MA 01115-5369

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Wellfleet is the marketing name used to refer to the insurance and administrative operations of Wellfleet Insurance Company, Wellfleet New York Insurance Company, and Wellfleet Group, LLC. All insurance products are administered or managed by Wellfleet Group, LLC. Product availability is based upon business and/or regulatory approval and may differ among companies.