ACCIDENT INSURANCE

Financial protection for the unexpected

Life is full of the unexpected.

In some instances, these moments are barely a blip on the radar, while in others, there is a greater impact on one’s life.

Wellfleet Workplace’s Accident Insurance pays benefits for injuries and expenses associated with a covered accident.

Whether it’s a few stitches, a concussion or something more serious, our product provides employees and their families with an added layer of financial support when the unexpected happens.

Coverage for the unexpected

Out-of-pocket expenses can add up quickly after an injury caused by an accident. Accident Insurance from Wellfleet Workplace provides you with an extra layer of financial protection by paying benefits for injuries like cuts, broken bones and concussions, as well as related expenses.

Fill gaps in your medical coverage

Some may wonder about what the difference is between health insurance and Accident Insurance, and why they might need it.

Health insurance covers certain medical expenses and pays your provider directly but may leave you responsible for some out-of-pocket costs. The amount paid depends on your coverage, the type of care and whether you’ve hit your out-of-pocket maximum.

Accident Insurance is supplemental coverage that can complement your health insurance and help cover your out-of-pocket expenses. The benefit amount you receive is based on the covered accident, is paid to you directly and can be used however you like.

Did you know?

325,000 kids

are treated for sports- and recreation-related concussions each year.1

1 Centers for Disease Control & Prevention. (2017. National Estimates of the 10 Leading Causes of Nonfatal Injuries Treated in Hospital Emergency Departments, United States – 2017.

$16,133

Average cost of a fractured hip.2
 

2 Matthew, Michael. (2018, May 1. The 35 most expensive reasons you might have to visit a hospital in the US – and how much it costs if you do. Retrieved from BusinessInsider.com.

23%

of adults had to pay a major unexpected out-of-pocket medical expense in the prior year.3

3  Federal Reserve. (May 2017. Report on the Economic Well-Being of U.S. Households in 2016. Retrieved from DisabilityCanHappen.org.

Get in touch

Coverage through Wellfleet Workplace is flexible, affordable and easy to use. Whether you’re an employee exploring coverage available through your workplace, an employer in search of ways to enhance your current benefits offerings, or an advisor interested in selling innovative and high-quality workplace benefits solutions, we want to hear from you.  

1500 Main Street, Suite 1000, Springfield, MA 01115-5369

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Wellfleet is the marketing name used to refer to the insurance and administrative operations of Wellfleet Insurance Company, Wellfleet New York Insurance Company, and Wellfleet Group, LLC. All insurance products are administered or managed by Wellfleet Group, LLC. Product availability is based upon business and/or regulatory approval and may differ among companies.