Peace of mind for the unexpected

We help protect your financial wellbeing with Accident, Critical Illness, Hospital Indemnity, and Short Term Disability Income Insurance. These coverages pay a benefit directly to you for covered events, conditions, diagnoses or hospitalizations and can be used any way you choose – for mortgage or rent payments, medical co-pays or daycare expenses. It’s truly up to you.


Whether it’s a few stitches, a dislocated hip or an ambulance ride, Accident Insurance provides you with an added layer of financial protection when the unexpected happens.

Critical Illness

Being diagnosed with a critical illness can bring a lot of uncertainty. Critical Illness coverage can help protect you from the financial challenges that come from a covered critical illness.

Hospital Indemnity

A trip to the hospital can’t always be planned for; often it isn’t. Hospital Indemnity coverage can help by paying you benefits for hospitalizations tied to a covered accident or illness.

Short-Term Disability

When an illness, injury or pregnancy derails your ability to work, our Short Term Disability coverage can provide financial support through income replacement for a set period of time.

Health Plans

Personalized service to meet the unique needs of each and every Wellfleet member.

Financial support for when you need it most


Fill coverage gaps. Our supplemental coverages can complement your core benefits, while helping cover unexpected out-of-pocket expenses.


Affordable premiums. We offer premiums that fit a range of budgets and needs.


Convenient payroll deductions. Our no-hassle billing means premiums are deducted directly from your paycheck through your employer.


Benefits paid directly to you. Benefit payments can be used any way you like – from groceries to rent and out-of-pocket medical expenses.


Customer-centricity. Have a question about your coverage? Need to file a claim? We are dedicated to providing you with an exceptional service experience.

Did you know?


of adults say they either could not cover a $400 emergency expense, or would cover it by selling something or borrowing money.


the average cost of a heart attack is $20,246.

Matthew, Michael. (2018, May 1.) The 35 most expensive reasons you might have to visit a hospital in the US – and how much it costs if you do. Retrieved from:


kids are treated for sports- and recreation-related concussions each year.

Centers for Disease Control & Prevention. (2017.) National Estimates of the 10 Leading Causes of Nonfatal Injuries Treated in Hospital Emergency Departments, United States – 2017.

Get in touch

Curious about products that may be available through your workplace? Contact your Benefits Consultant. Have questions about current coverage? We want to hear from you.

1500 Main Street, Suite 1000, Springfield, MA 01115-5369

Copyright 2023 © All rights Reserved. Wellfleet

Wellfleet is the marketing name used to refer to the insurance and administrative operations of Wellfleet Insurance Company, Wellfleet New York Insurance Company, and Wellfleet Group, LLC. All insurance products are administered or managed by Wellfleet Group, LLC. Product availability is based upon business and/or regulatory approval and may differ among companies.